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Image: Score a low rate on an auto loan.

Now is a good time to buy a vehicle as Medina County dealerships are clearing their 2017 models

Dealers are lowering prices on theiir 2017 inventories and we want to help you get a good deal and a low rate on financing.

We offer 100% financing for new vehicles, and up to 100% of the cost of used vehicles, plus sales tax. We’ll even help you determine the value of your used car.

It's also a good time to buy a motorcycle or boat!

You may also qualify for a new lower payment on your existing loan from another lender. Transfer your loan to MedFed and get our low rates and excellent local service!

Apply Online now, or call us at (330) 334-1023 and ask us about our low rates and monthly payment options.

Auto Loan Rates     

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Check the value of your vehicle
Find prices, reviews and information on new and used autos at the following sites:                NADA


GAP PLUS – Guaranteed Auto Protection

Medina County Federal Credit Union has your back! GAP PLUS Protection pays off your auto loan if your vehicle is totaled in an accident or stolen. Purchase it when you get your auto loan at MedFed.

The last thing you want to think about after financing your new car is a total loss on your vehicle… But you should and we can help protect you.

GAP PLUS is Total Loss Protection…..and then some.
Buying a vehicle is one of the largest purchases you will make — not once but several times during your lifetime. Vehicles tend to lose value throughout time. The moment you drive your vehicle off the lot, it depreciates about 20% on average and an additional 15% per year for the next four years.

In the event your vehicle is totaled or stolen, your auto insurance will determine what they think your vehicle is worth at the time of loss. But it may not be enough to fully cover the balance you owe on your loan. You are responsible for the difference.

GAP PLUS can help cover the difference and potentially save you thousands of dollars. In addition, GAP PLUS reimburses you for your deductible. PLUS, when you finance your replacement vehicle with Medina County Federal Credit Union within 90 days of your loss, you will receive $1,000 reduction towards your next auto loan!

GAP PLUS Protection pays off your auto loan if it is totaled or stolen.

PLUS, finance your replacement auto with Medina County Federal Credit Union within 90 days of your GAP Plus claim settlement and receive a $1,000 reduction on your new loan!

For more information please contact a loan officer at 1-800-367-8932.


*Approval for a MCFCU Auto Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change. Your APR will be based on your credit qualifications, loan amount, repayment term, and model year. APRs for a 60 month loan of $15,000 for a model year 2001 - 2015 auto currently range from 2.74% to 18%. Loan Payment Example: The monthly payment for $15,000 borrowed at 2.74% APR for a term of 60 months would require 60 monthly payments of $268.11 based on 45 days to first payment. Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Call or stop in to obtain product information and current rates.



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