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Today's Loan Rates

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Vehicle Loan Rates   Apply Online

Type Rate APR* Term (months)
01. New or Used Vehicle (2016 - 2017) As low as 2.74%** Up To 78 Months
02. Used Vehicle (2013 - 2015) As low as 2.74%** Up To 72 Months
03. Used Vehicle (2003 - 2012) As low as 2.74%** Up To 60 Months
04. Used Vehicle (2002 and Older) As low as 6.74%** Up to 48 Months
05. Recreational Vehicle (2017) As low as 5.00% 60 Months
06. Recreational Vehicle (2017) As low as 6.00% 72 Months
07. Recreational Vehicle (2017) As low as 7.00% 120 Months
08. Recreational Vehicle (2016 and Older) As low as 6.00% 48 Months
09. Recreational Vehicle (2016 and Older) As low as 7.00% 60 Months
10. Recreational Vehicle (2016 and Older) As low as 8.00% 72 Months
11. Motorcycle & ATV (2016) As low as 5.00% 48 Months
12. Motorcycle & ATV (2017) As low as 6.00% 60 Months
13. Motorcycle & ATV (2017) As low as 7.00% 72 Months
14. Motorcycle & ATV (2016 and Older) As low as 6.00% 48 Months
15. Motorcycle & ATV (2016 and Older) As low as 7.00% 60 Months
16. Motorcycle & ATV (2016 and Older) As low as 8.00% 72 Months

**Rates may vary for Dealer Purchases

Personal/Signature Loan Rates   Apply Online

Type Rate APR* Term (months)
Signature Loan (Closed End) As low as 8.00% Up To 48 Mos.

Pledged Share Rates

Type Rate APR* Term (months)
01. Pledged Share Share Acct Rate + 2.00% 36 Months
02. Pledged Share Share Acct Rate + 3.00% 60 Months
03. Pledged Share Rate Share Acct Rate + 5.00% 120 Months

Mortgage & Home Equity Line-of-Credit Rates    Apply Online

Type Rate APR* Term (months)
00. Home Equity Line of Credit As low as 3.75% Wall St. Journal Prime
05. First Mortgage Find Rates Or call us at 800-367-8932

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*Subject to credit approval by Medina County Federal Credit Union. Additional terms and conditions apply. Annual Percentage Rates (APR) shown are standard product rates and are subject to change at any time. The APR shown in the chart is based on a borrower with an excellent credit history. The actual APR will be determined when you apply and will be based on your application and credit information.

HOME EQUITY LINES OF CREDIT

Approval for a MCFCU Home Equity Line of Credit is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. Consult a tax advisor regarding the deductibility of interest. MCFCU products, services, terms and prices are subject to change.

Annual Percentage Rate: Annual Percentage Rate (APR) shown was available as of Monday April 02, 2016 to well qualified applicants for variable rate lines of credit up to $250,000 secured by single-family owner occupied residential property. Your APR may be higher and will be based on the current Wall Street Journal Prime Rate, your credit qualifications, the amount of the line, loan-to-value, and property type. APRs currently range from Wall Street Journal Prime Rate, to Wall Street Journal Prime Rate plus 1.00% for a Home Equity Line of Credit. Annual Fee: There is no annual fee. Account Opening Fees: There are no fees to open a Home Equity Line of Credit. Early Termination Fees: There is no early termination fee. Property Insurance: You are required to carry property insurance on the property that secures your account. Flood insurance may be required. Your payments on this account do not include taxes or insurance. Appraisal Fees: If applicable a $250 appraisal fee may apply.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs may differ based on credit scores. Call or stop in to obtain product information and current rates.

Payment example is based on $25,000 variable-rate balance at current variable APR of 3.25% (assumes one initial draw of $25,000). Minimum monthly payment of 1% or $100 whichever is greater are $250. Total number of payments – 180, with a maximum 10 year drawl period. Highest payment possible at maximum interest rate of 18% is $250. APR is variable.

AUTO LOANS

Approval for a MCFCU Auto Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change.

Annual Percentage Rate: APR shown was available for well qualified applicants as of April 02, 2016 for loans in amounts of $15,000 having a repayment term of 60 months and secured by a 2011 - 2016 model year vehicle with not more than 100,000 miles. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year. APRs for a 60 month loan of $15,000 for a model year 2011 - 2016 auto currently range from 2.74% to 18%. Loan Payment Example: The monthly payment for $15,000 borrowed at 2.74% APR for a term of 60 months would require 60 monthly payments of $268.11 based on 45 days to first payment.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Call or stop in to obtain product information and current rates.

SIGNATURE LOANS

Approval for a MCFCU Signature Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change.

Annual Percentage Rate: APR shown was available for well qualified applicants as of Monday April 02, 2016 for loans in amounts of $10,000 having a repayment term of 48 months. Your APR may be higher and will be based on your credit qualifications, loan amount and repayment term. APRs for a 48 month loan of $10,000 currently range from 12% to 18%. Loan Payment Example: The monthly payment for $10,000 borrowed at 12% APR for a term of 48 months would require 48 monthly payments of $264.67 based on 45 days to first payment.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Call or stop in to obtain product information and current rates.