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Apply for a Loan or Credit Card

Apply Now

There are four convenient ways to apply:

1. Apply Online anytime, even on weekends and holidays (select the loan application below)

2. Print a Credit Application and return it to us via fax or in person.

3. Visit one of our offices to complete an application.

4. Call a member services representative at 1-800-367-8932.

 

Apply Online Now

You can conveniently and securely apply for loans online.
Please select from the loans below:

Auto/Vehicle Loan - Online Application

First Mortgage - Online Application

Home Equity Loan or Line of Credit - Online Application

Personal/Signature Loan - Online Application

Visa Credit Card - Online Application

 

 

 

 

 

HOME EQUITY LINES OF CREDIT

Approval for a MCFCU Home Equity Line of Credit is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. Consult a tax advisor regarding the deductibility of interest. MCFCU products, services, terms and prices are subject to change.
Annual Percentage Rate: Annual Percentage Rate (APR) shown are available as of Oct. 1, 2018 to well qualified applicants for variable rate lines of credit up to $250,000 secured by single-family owner occupied residential property. Your APR may be different based on your credit qualifications, the amount of the line, loan-to-value, and property type. Contact the credit union for your APR. Annual Fee: There is no annual fee. Account Opening Fees: There are no fees to open a Home Equity Line of Credit. Early Termination Fees: There is no early termination fee. Property Insurance: You are required to carry property insurance on the property that secures your account. Flood insurance may be required. Your payments on this account do not include taxes or insurance. Appraisal Fees: If applicable a $250 appraisal fee may apply.
Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs may differ based on credit scores. Contact the credit union for product information and current rates.

AUTO LOANS

Approval for a MCFCU Auto Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change.
Annual Percentage Rate: APR shown is available for well qualified applicants as of Oct. 1, 2018 for loans in amounts of $15,000 having a repayment term of 60 months and secured by a 2013 - 2017 model year vehicle with not more than 100,000 miles. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and model year.
Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Contact the credit union for product information and current rates.

SIGNATURE LOANS

Approval for a MCFCU Signature Loan is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. MCFCU products, services, terms and prices are subject to change.
Annual Percentage Rate: APR shown are available for well qualified applicants as of Oct. 1, 2018 for loans in amounts of $10,000 having a repayment term of 48 months. Your APR may be higher and will be based on your credit qualifications, loan amount and repayment term.
Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Contact the credit union for product information and current rates.
 

 

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