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Home > Services > Loans > Auto Loans
If you are thinking about buying a new or used car, truck, RV or motorcycle, Medina County Federal Credit Union is here to help. We offer 100% financing for new cars, and up to 100% of the cost of used vehicles, plus sales tax. We'll even help you determine the blue book value of your used car.
Our Auto Loan interest rates vary based on your credit history. For an example of our car, truck, RV and motorcycle rates, call us at 330-334-1023.
Refinance your Current Auto Loan
You can refinance your current loan from another lender at MedFed and get our low rate. It is a simple process and could lower your monthly payment and save you a lot of money over the life of your vehicle loan. Ask us how much you could save by refinancing.
Check the value of your vehicle
Find prices, reviews and information on new and used autos at the following sites:
GAP PLUS – Guaranteed Auto Protection
Medina County Federal Credit Union has your back! GAP PLUS Protection pays off your auto loan if your vehicle is totaled in an accident or stolen. Purchase it when you get your auto loan at MedFed.
The last thing you want to think about after financing your new car is a total loss on your vehicle… But you should and we can help protect you.
GAP PLUS is Total Loss Protection…..and then some.
Buying a vehicle is one of the largest purchases you will make — not once but several times during your lifetime. Vehicles tend to lose value throughout time. The moment you drive your vehicle off the lot, it depreciates about 20% on average and an additional 15% per year for the next four years.
In the event your vehicle is totaled or stolen, your auto insurance will determine what they think your vehicle is worth at the time of loss. But it may not be enough to fully cover the balance you owe on your loan. You are responsible for the difference.
GAP PLUS can help cover the difference and potentially save you thousands of dollars. In addition, GAP PLUS reimburses you for your deductible. PLUS, when you finance your replacement vehicle with Medina County Federal Credit Union within 90 days of your loss, you will receive $1,000 reduction towards your next auto loan!
PLUS, finance your replacement auto with Medina County Federal Credit Union within 90 days of your GAP Plus claim settlement and receive a $1,000 reduction on your new loan!
For more information please contact a loan officer at 330-334-1023.
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