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MedFed Visa

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Transfer your balances to a MedFed Visa

Your life is complicated enough without worrying about credit cards with expiring introductory rates, little or no grace periods and hidden fees. The MedFed Visa Card is hassle-free and fits your budget.

Transfer your balances from other high-rate cards today and pay ZERO INTEREST for Six Months!

You save money on interest rates, get a new low rate after the promotional period, and you have plenty of purchasing power for the holiday season.

Our Visa card features:

  • Six months with 0% interest and a low rate afterwards
  • No annual fee
  • No monthly fee
  • No cash advance fees
  • The same low rates on balance transfers
  • Interest rates that start low and stay low
  • A 25-day interest-free grace period
  • SecureLOCK Text Fraud Alerts that let you know about suspicious card activity

No Annual Fee
You won't have to pay for a great rate on your credit card by being charged an annual fee either. With a Visa card from MCFCU you'll pay no annual or monthly fee!

No cash advance fees
Draw cash from your Medina County Federal Credit Union Visa card via ATM or over the counter and pay no cash advance fees imposed by your credit union. Many other cards charge a minimum fee or percentage of the advance to draw cash on your account. You'll not only avoid cash advance fees, but you'll be charged the same low interest rate on cash advances as you are on purchases.

Same low rate on balance transfers
You won't pay a higher rate on balance transfers either. Simply transfer your balances from other high rate credit cards to your low rate MCFCU Visa and start saving on interest charges right away. You'll also enjoy the simplicity of just one payment each month when you consolidate your credit card balances to your MCFCU Visa.

eZCard 24/7 Online Account Access
You get online access to your Visa account through our free eZCard online log-in.

  • View account balances
  • View past and current statements
  • View transaction information, assign expense categories and add memos
  • Pay your bill online
  • View transaction and spending reports
  • Receive e-mail or mobile alerts of conditions or events affecting your account

SecureLOCK Text Alerts
We monitor your Visa account for fraud and suspicious activity and can alert you via text if we suspect fraudulent activity on your account. Learn More.


Log in to your Visa Account

View our Visa rates

Read the Visa Agreement [PDF]

Apply Now


Lost or Stolen Visa Card?
Call 1-800-991-4964

Report Fraud on your Visa Card
Visa Fraud Service Center: 1-800-600-5249


MedFed's Text Fraud Alerts let you know about suspicious card activity

We monitor your Visa credit card account for fraud, and now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. If you miss our text, we’ll try to call you or send you an email. Learn More.

Traveling with your cards? Let us know first.

Call or email MedFed before you travel so we can add a travel exception to your MedFed cards. To protect you from fraudulent card use, we identify suspicious activity and can automatically freeze the use of your card if we suspect a thief is using your card information. Just let us know where and when you will be traveling and we will make sure you are not inconvenienced.


*The rate and length of this promotional offer will be 0% APR for six (6) months from the date when the balance transfer is posted to your account. After the promotional period ends, the standard cash advance APR will be applied to the unpaid promotional balance. The standard APR for purchases and cash advances is 11.90%. There is no cash advance fee or balance transfer fee. Only one (1) promotional balance transfer offer is permitted per member. Additional limitations, terms and conditions apply. For additional terms and conditions, please refer to your account agreement. For new applications, this offer is subject to credit approval. You will be given further information and disclosures when you apply.


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