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Home Equity Line of Credit

Buying a home this Spring?

Money borrowed through a Medina County Federal Credit Union Home Equity Line of Credit can be used for any purpose, from home improvement projects to family vacations.

There are numerous benefits of a Home Equity Line of Credit:

  • You establish the amount when your loan is approved
  • Lower interest rate than using your credit card
  • Your line of credit rebuilds each time you make a payment
  • Added convenience of payroll deduction

Our Home Equity Line of Credit applications are given special priority and processed quickly to give you fast response.

For more information on a Home Equity Line of Credit, call us at 1-800-367-8932 or stop by one of our branch locations. You can also apply online now.

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Approval for a MCFCU Home Equity Line of Credit is subject to meeting established credit criteria. Must be an existing Member or become a Member of the Credit Union to obtain a loan. Certain terms and conditions apply. Credit is Subject to approval. Consult a tax advisor regarding the deductibility of interest. MCFCU products, services, terms and prices are subject to change.
Annual Percentage Rate: Annual Percentage Rate (APR) shown are available as of Oct. 1, 2018 to well qualified applicants for variable rate lines of credit up to $250,000 secured by single-family owner occupied residential property. Your APR may be different based on your credit qualifications, the amount of the line, loan-to-value, and property type. Contact the credit union for your APR. Annual Fee: There is no annual fee. Account Opening Fees: There are no fees to open a Home Equity Line of Credit. Early Termination Fees: There is no early termination fee. Property Insurance: You are required to carry property insurance on the property that secures your account. Flood insurance may be required. Your payments on this account do not include taxes or insurance. Appraisal Fees: If applicable a $250 appraisal fee may apply.
Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs may differ based on credit scores. Contact the credit union for product information and current rates.



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